In addition to the Visa network, we have enabled the following additional networks that allow you to conduct non-Visa debit transactions: STAR, Cirrus and Pulse.
Merchants in the networks listed above may have the ability to accept payments made via your Integrity First Bank debit card. These transactions may not processed Visa transactions as specified in the notice you receive from the merchant prior to initiating the transaction. Non-Visa transactions using your card are authenticated in one of the following ways:
- entering your PIN at the time of the transaction at a point-of-sale terminal or
- initiating a payment directly with the biller (possibly via telephone, Internet, or kiosk locations), choosing to direct payment through a non-Visa network identified by the merchant, then providing an account number or other information that is not your PIN to authorize the transaction
If a transaction is routed through a non-Visa network, the Visa provisions of your cardholder agreement (sometimes referred to as “Visa Zero Liability”) do not apply.
Please contact your banker with any questions regarding this notice at (715) 845-0900 during business hours. Thank you for your business!