Additional Account-Related Fees
Please See the
Schedule of Fees received at account opening for other fees that apply
to your Integrity First Deposit account, including non-sufficient
funds, Stop Payment, and other related charges.
Limitations on all Money Market and Savings
Accounts
Federal Reserve
Regulation D prohibits more than six preauthorized transfers per
statement cycle. However, unlimited in-person withdrawals are allowed.
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Our Interest-Bearing Accounts
Specific interest rate information on your account
will be provided prior to opening an interest-bearing account.
Interest rates on interest-bearing checking, money market, and savings
accounts are variable, and may change at the bank’s discretion.
Interest is calculated using the daily balance method. This method
applies a daily periodic rate to the collected principal balance in the
account each day.
Earnings Credit
The earnings credit on our Commercial checking
account and Commercial analysis checking with interest account offers a
non-cash credit to your account that may offset your service
charge. The earnings credit is calculated on the investable
balance available and the actual number of days in the statement
cycle. The earnings credit rate is established by the bank and
varies monthly.
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