Transaction Account Guarantee Program

Integrity First Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, all noninterest-bearing transaction accounts and NOW (Negotiable Order of Withdrawal) accounts earning an interest rate of .50% or less through June 30, 2010 and .25% or less through December 31, 2010 and IOLTA (Interest on Lawyers Trust Accounts) accounts, are fully guaranteed by the FDIC for the entire amount in the account.

The following interest bearing transaction accounts are not covered by the FDIC's Transaction Account Guarantee Program at Integrity First Bank:  Health Savings Accounts and Commercial Analysis Accounts with Interest.

Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC deposit insurance.  FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

For more information visit the FDIC internet site at:  www.fdic.gov