Additional Account-Related Fees
Please See the
Schedule of Fees received at account opening for other fees that apply
to your Integrity First Deposit account, including non-sufficient
funds, Stop Payment, and other related charges.
Limitations on all Money Market and Savings
Accounts
Federal Reserve
Regulation D prohibits more than six preauthorized transfers per
statement cycle. However, unlimited in-person withdrawals are allowed.
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Our Interest-Bearing Accounts
Specific interest rate information on your account
will be provided prior to opening an interest-bearing
account. Interest rates on interest-bearing checking, money
market, and savings accounts are variable, and may change at the bank’s
discretion. Interest is calculated using the daily balance
method. This method applies a daily periodic rate to the collected
principal balance in the account each day.
Business Purpose Account
The Bank reserves the right to convert a personal
account to a business account when the account is being used for
business purposes. Examples include when the printed checks for
the account include a “doing business as” (D/B/A) designation
or when the deposit being made to the account includes credit card
drafts and/or checks made payable to a business. You will receive
a notice regarding a conversion of your personal account to a business
account.
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