WHAT DOES INTEGRITY FIRST BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial
companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal
law also requires us to tell you how we collect, share, and protect
your personal information. Please read this notice carefully to
understand what we do.
What? The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
- Social Security Number and Income.
- Account Balances and Payment History
- Credit History and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All
financial companies need to share customers’ personal information to
run their everyday business. In the section below, we list the reasons
financial companies can share their customers’ personal information;
the reasons Integrity First Bank chooses to share; and whether you can
limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
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DOES INTEGRITY FIRST BANK SHARE?
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CAN YOU LIMIT THIS SHARING?
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For our everyday business purposes -
such
as to process your transactions, maintain your account(s), respoond to
court orders and legal investigations, or report to credit bureaus |
Yes
|
No
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For our marketing purposes -
to offer our products and services to you
|
Yes
|
No
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| For joint marketing with other financial companies
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No
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We Don't Share
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For our affiliates' everyday business purposes -
information about your transactions and experiences
|
No
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We Don't Share
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For our affiliates' everyday business purposes - information about your creditworthiness
|
No
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We Don't Share
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| For our affiliates to market to you |
No
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We Don't Share
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| For nonaffiliates to market to you |
No
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We Don't Share
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WHAT WE DO
How does Integrity First Bank protect my personal information?
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
We apply administrative, logical and physical controls that restrict
access to information about you to those who need to know in order to
provide you with financial products and services.
When does Integrity First Bank collect my personal information?
We collect your personal information, for example, when you
- Open an Account or Deposit Money
- Pay Your Bills or Apply for a Loan
- Use Your Credit or Debit Card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
- Sharing for an Affiliate's Everyday Business Purposes
- Information About Your Credit Worthiness
- Affiliates From Using Your Information to Market to You
- Sharing for Nonaffiliates to Market to You
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates Companies realted by common ownership or control. They can be financial and nonfinancial companies.
- Integrity First Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
- Integrity First Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Integrity First Bank does not jointly market.
QUESTIONS?Call (715) 845-0900 or go to http://www.integrityfirstbank.com
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