Business loans at Integrity First Bank are flexible and community-based.
As a responsible community business bank, Integrity First Bank makes all business loan decisions locally and works with local businesses to provide commercial lending solutions that meet their current needs through:
- Small Business Administration (SBA) and other Government Loans
- Letters of Credit
- Term Loans
- Commercial Real Estate
- Lines of Credit
What are the best commercial lending services for your business?
Integrity First Bank participates in many loan programs designed to help when conventional financing is not easily obtained. Small Business Administration (SBA) and Wisconsin Housing and Economic Development Authority (WHEDA) loans can be used for virtually any business purpose. We also have the ability to partner with other business development companies like the Marathon County Development Corporation (McDEVCO) Revolving Loan Fund and Wisconsin Business Development Finance Corporation (WBD). Applications with these entities are subject to program approval.
Letters of credit are provided to clients who need to reduce payment and performance risk. Most often a letter of credit is used to enhance domestic and international trade arrangements between a buyer and a seller.
Used to finance a company's capital expenditures for machinery, equipment, leasehold improvements, or to make an investment in a base level of inventory. A term loan allows a company to conserve its cash and/or credit line while paying a competitive price for its equipment.
Purchasing, expanding or constructing a building is often a financial opportunity for a business owner. Integrity First Bank offers real estate financing for business owners who wish to take advantage of the opportunity to own their building. Integrity First Bank offers traditional financing or SBA 504 loans for owner-occupied real estate.
Integrity First Bank is an industry leader in providing working capital lines of credit for growing, start-up, and seasonal businesses. Because of our 20+ years of experience in financing we are able to structure a line of credit to allow your business to keep operating smoothly.
A personal financial statement is required for all Integrity First Bank loans. For your convenience, you may download our Personal Financial Statement form here.
For more information on our business loan options, call or come by Integrity First Bank!